Senior Credit Risk Analyst
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DenizBank AG, a member of the globally successful DenizBank Financial Services Group and Emirates NBD, is an Austrian universal bank with a strong presence in Austria and Germany. We are committed to provide our customers innovative and customized products and are looking for personalities, who continuously raise banking to a new level.
- Analyze credit proposals based on financial, industrial and structural factors, current market conditions and rating assessments
- Perform financial analysis (balance sheet, cash flow, profitability, etc.)
- Prepare credit risk assessment reports
- Support the Credit Committee's decision-making process
- Perform & validate rating assessments
- Monitor covenants and conditions
- Follow up on financial documentation
- Coordinate with the relevant departments to obtain missing information
- Ensure data completeness and accuracy
- Apply internal credit policies and procedures
- Identify and flag potential risks
- Support risk mitigation actions
- Contribute to reporting and process improvements
- Monitor specialized lending exposures
- Minimum 5 years of experience in credit risk analysis or a similar role
- Strong financial analysis skills
- Analytical and detail-oriented mindset
- Good communication and teamwork skills
- Sense of responsibility and ownership
- Structured and organized working style
- Degree in Finance, Economics or related field
- Knowledge of corporate lending and risk assessment
- Familiarity with EU / Austrian regulations
- German is an advantage
- Responsible tasks and the opportunity to actively contribute in a dynamic environment.
- Collaboration within a motivated, international, and highly skilled team.
- Individual development and training opportunities.
- Attractive benefits: staff canteen / meal subsidies, voluntary pension plan, employee discounts, hybrid work option, and more.
Minimum gross wage in accordance with the collective agreement if the minimum requirements are met: EUR 3.375,40/monthwith willingness to overpay depending on professional experience and training.
All job advertisements are aimed at all genders in the interests of equal treatment.
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