Idb Invest

City: Bogotá, Lima, Quito, Santiago
- Company: IDB Invest
- Posting End Date: August 28, 2025

**We improve lives**:
IDB Invest is the private sector arm of the IDB Group and an international financial institution committed to addressing the development needs of Latin America and the Caribbean. Our mission is to support sustainable enterprises and projects that deliver financial results while maximizing social and environmental impact in the region.

IDB Invest operates in 26 countries, structured across four geographic regions and three industry verticals: Infrastructure and Energy, Financial Intermediaries, and Corporates.

In support of a new transformative business model “Originate to Share” our shareholders recently approved a $3.5 billion capitalization. This will allow IDB Invest to significantly scale up its investments, nearly doubling annual financing from approximately $8 billion to $19 billion, and unlocking greater private sector participation to drive development and climate impact across the region.

**About this position**:
We are looking for a Credit Risk Sr. Officer/Officer with strong experience in Corporate Finance, including in sectors such as agribusiness, telecommunications, digital economy, tourism, manufacturing, and especially mining.

You will work in the Credit Risk Division, part of the Risk Management Department of IDB Invest.

The Credit Risk Management Division is responsible for developing and leading all aspects of credit risk policies, parameters and procedures, reviewing credit and investment proposals, assessing risk and supporting the internal credit approval process and portfolio supervision. The Credit Risk Management Division works closely with Investment Officers and clients to find opportunities to add new value dedicatedly, beyond compliance and risk mitigation, and bring developmental impact and sustainability.

**What you’ll do**:

- Support the origination, execution, and monitoring of corporate transactions with significant development impact and provide independent technical risk assessments.
- Identify sensitive areas and issues (to be addressed by various business areas) and offer potential solutions and alternatives.
- Perform an independent credit risk assessment of complex corporate transactions, reviewing and providing advice on financing structures, financial documents, consultant reports, financial models, and legal documentation.
- Be part of multidisciplinary teams in the analysis of prospective transactions and make recommendations to mitigate the identified key credit risks.
- Review and ratify the internal credit risk ratings, considering borrower risks, transaction structure risks, macro/regulatory environment, envisioned probability of default, loss-given default, and expected recoveries.
- Review the portfolio of non-sovereign guaranteed operations and undertake periodic annual reviews.
- Prepare written credit risk assessments including a credit recommendation on the counterparty's risk profile/rating.
- Formulate well-reasoned recommendations and persuasively communicate recommendations at required committees and to senior management.
- Review and advise the processing of waivers and amendments presented by required Divisions.
- the Special Assets Division on troubled debt restructurings to identify a suitable strategy and steer jointly with partners within IDB Invest recovery efforts and propose loan provisions.
- Use analytical tools, risk management models and methodologies to measure IDB Invest credit risk exposure for assigned projects and ensure all transactions operate inside of clearly established limits.
- Work closely with the origination teams and collaborate in the design and administration of training programs on credit issues.

**What you'll need**:

- Education: Master's degree (or equivalent advanced degree) in Business Administration, Finance, Engineering, or other fields relevant to the responsibilities of the role.
- Languages: Proficiency in Spanish and English, spoken and written, is required. Additional knowledge of French and Portuguese is preferable.

**Requirements**:

- Citizenship: You are either a citizen, a resident or hold a legal permit to work in Peru, Chile, Ecuador, or Colombia without the need for sponsorship by the IDB Invest.
- Consanguinity: You have no family members (up to the fourth degree of consanguinity and second degree of affinity, including spouse) working at the IDB, IDB Invest, or IDB Lab.

**Type of contract and duration**:

- Staff: National staff contract, 36 months initially, renewable upon mutual agreement.

**What we offer**:
The IDB group provides benefits that respond to the different needs and moments of an employee's life. These benefits include:

- A competitive compensation package
- Leaves and vacations: 24 days of paid time off + 8 personal days + sick leave + gender-neutral parental leave
- Health Insurance: IDB Group provides employees and eligible dependents with a robust medi