Aml Digital and Risk Assesment Manager

The Compliance Anti Money Laundering Risk Management Intermediate Analyst is an intermediate level role responsible for recommending/ establishing internal procedures to prevent money laundering and assist in all matters concerning financial crimes in coordination with the broader Anti-Money Laundering (AML) team. The overall objective is to utilize established disciplinary knowledge to identify inconsistencies in data or result and formulate strategic recommendations on policies, procedures, and practices.

**Responsibilities**:

- Identify, vet and address potential risks or escalated issues with the assistance of functional partners and key stakeholders
- Communicate with internal entities to incorporate findings of the AML control program
- Utilize information from regulatory changes, new regulations, and internal policy changes to further identify new key risk areas
- Analyze comparative data, prepare and present reports related to AML risk assessments, and monitor AML related issues and escalations
- Create and develop AML Compliance Risk Management (ACRM) standards and policies
- Synthesize/analyze risk information and advise/recommend on a plan of action

**Qualifications**:

- 2-5 years of relevant experience
- Knowledge of Anti-Money Laundering (AML) and regulations preferred
- Consistently demonstrates clear and concise written and verbal communication

**Education**:

- Bachelor’s Degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

**Key Responsabilites**
- Responsible or co-responsible for the implementation of projects related to new or changes of policies, standards, regulations, or others that could be assigned. Responsible for its management from the analysis stage, solution design and implementation, addressing the risks properly during its execution, managing the time prioritizing the most important or critical tasks, using available tools to manage the project/issue, carrying out the monitoring and status of activities, generating flowcharts of the new or impacted processes and presentations to management that allow it to demonstrate the final benefits or results of the project.
- Identify and evaluate trends or schemes that represent a higher risk of Money Laundering and Terrorism Financing for the Bank, such as payments through intermediaries, virtual assets, cryptocurrencies, Fintechs and other emerging technologies.
- Advise business in KYC (Know your customer) requirements since the start of customer relationship and during its renewal process, in order to mitigate the risk of Money Laundering, coordinating with support hubs such as BSU and KYC REM. Advise the business on policies, regulations and standards related to KYC, in order to be informed and updated in Money Laundering prevention matters.
- Analyze and assess the customer database, creating new valuable information that allows identify trends or behaviors regarding Money Laundering and Terrorism Financing.
- Advise to all areas of the Bank in the procedures development in order to comply with AML/CFT laws, regulations and policies, regarding processes under their supervision.
- Analyze negative news in coordination with AMLCO, identifying AML and CFT risks, and perform the scalations to the corresponding forums if apply.
- Prepare the Local AML Unit Communication plan; elaborate and send communications to the Bank Units related to the prevention of Money laundering and Terrorism financing, as appropriate.
- Evaluate new products (NPA) and significant changes in existing products, review and assess Products Programs, under the AML corporate policies and local regulation scope.

**Qualifications**
- Disruptive thinking and innovation, challenging the status quo, proposing solutions outside the box, offering a new way of analyzing the Money laundering and Terrorism Financing risks, using technological and digital tools, raising alternative views even when they are not the most accepted; supporting diverse ideas in order to improve the results and efficiencies of the AML unit.
- Decision-Making, making decisions based on their experience, good judgment, evaluating the pros and cons always looking for the best interests for the Bank.
- Strategic capacity, designing strategies with focus on the improvement of risk management and topics related to AML, which should be aligned to the Global corporate strategy.
- Leadership, with the ability to influence, motivate and organize the internal team, the Business or the group of which it belongs.
- Proactivity and agility, act in advance in those situations that require new ways to do things, demonstrate agility to facilitate interdisciplinary work, deliver early and value results. It is involved with key stakeholders soon and often actively seeks opportunities to improve collaboration by achieving common goals.
- Emotional intelligence, acting with re